Jul 232014
 
That Extra 30 Cents…

One of the biggest criticisms of a frugal lifestyle is that it involves too much time “pinching pennies”- that any savings gained by frugal choices are insignificant, and in any event are nullified by the amount of time expended to obtain the savings.  I take exception to this criticism on two grounds: The savings gained [...]

Jul 112014
 
Good Reads- Ways to Save Gas Money, and more

Kiplinger (a personal finance magazine) recently posted 5 ways to save on gas money- one of them was a surprise to me: that there are certain times of day when gas is cheaper. Speaking of saving money, if you’re having a hard time talking to your spouse about money issues, check out The Simple Dollar’s [...]

Jun 232014
 
Does Time Equal Money?

There’s a controversial article in The Simple Dollar in which the author described watching a woman at Target argue with the checkout person about the fact that she was being overcharged $10 for a pair of stools. After 20 minutes, the manager came over and the price was lowered by $10, as the woman had [...]

Apr 272014
 

Although I’ve posted here and there, I’ve essentially taken about 18 months off from writing this blog in order to focus on my family.  During those 18 months I had a really difficult pregnancy that resulted in a wonderful younger sister for our equally wonderful older daughter.  Now “the baby” is almost a year old, and I’m [...]

Mar 182013
 
Cash-Only Challenge Part V: Our Cash Budget System

Our Cash Budget When reading about our various cash-only adventures, people sometimes asked how we budgeted our money to last the whole month.  There are probably many different ways to manage your money when adopting a cash-only lifestyle, but here’s the method we chose: Before we began, we created a written budget that showed all [...]

Sep 142012
 
3 Ways To Stay Motivated When Saving Money

1) Get Your Priorities In Order If you don’t take the time to think about what’s really important to you in life, you’ll probably lose the motivation to stick with even the simplest money-saving strategies.  Up until 5 years ago my husband and I ate take-out food all the time- breakfast, lunch and dinner.  When [...]